2026 Real Estate Forecast: What National Trends Could Mean for You

2026 Real Estate Forecast: What National Trends Could Mean for You

Real estate is always evolving, and this time of year naturally brings questions about what’s ahead. As we look toward 2026, many homeowners and buyers are wondering how the market may shift - and how to prepare.

While local trends will always matter most, national forecasts provide helpful context. A few weeks ago, the National Association of REALTORS held its NAR NXT Conference, where Chief Economist Lawrence Yun shared his outlook for the 2026 housing market. His projections offer a thoughtful, big-picture view of what may be coming.

Key Predictions for 2026

Based on the forecast shared at the conference, here are a few notable expectations for the year ahead:

• Existing-home sales are projected to rise by about 14% in 2026.
  A modest improvement in mortgage rates could bring more homeowners off the sidelines, increasing the number of homes coming to market.
  
  
• Home prices are expected to increase around 4% next year.
  Steady demand paired with limited housing supply continues to support price growth, even as the market becomes more balanced.
  
  
• Mortgage rates may ease slightly, averaging near 6% in 2026.
  While still higher than historic lows, even a small decline in rates can improve affordability and buyer confidence.

Together, these trends point to a market that is active, but more measured - creating opportunities on both sides of a transaction.

Why More Homeowners May Decide to Sell

According to the 2025 NAR Home Buyers and Sellers Generational Trends Report, homeowners now stay in their homes for a median of 11 years before selling.

After more than a decade, many homeowners have built substantial equity and may be outgrowing a space that once fit their needs. A slight drop in mortgage rates could be enough to encourage these homeowners to make a move - whether that means upsizing, downsizing, or relocating. This cycle plays a major role in the anticipated increase in existing-home sales.

What This Could Mean for Buyers and Sellers

If these forecasts hold, 2026 may bring:

• More choices for buyers, as additional inventory enters the market
• Strong equity positions for sellers, supported by continued price growth
• Less urgency and more strategy, allowing thoughtful planning instead of rushed decisions

Whether you’re considering a move in the near future or simply want to understand your position, now is a smart time to start the conversation.

Planning Ahead Starts Now

Thinking about moving up, downsizing, or relocating? Starting early gives you more options. I’m always happy to help you map out a strategy - or connect you with a trusted agent through my PLACE network if your move takes you out of the area.

Already own your home? Reach out for a free home evaluation to see what it’s worth in today’s market. Many homeowners are surprised by how much equity they’ve built over the years.

Looking to buy? Let me know what you’re searching for so I can keep an eye out, or browse available homes on my website to start exploring possibilities.

✨ Thinking of buying or selling your home in the Bay Area? ✨

Let's connect to talk about your goals and create a custom plan that helps you achieve the best results in today's market.
Contact EO&A today to schedule your free home value review.


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