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Mortgage MinutePublished November 14, 2025
Don’t Miss the Quiet Window: Why Now Is a Smart Time to Buy
🏡 Don’t Miss the Quiet Window: Why Smart Buyers Are Moving Now
Late-year calm can feel like a lull in the market - but for buyers, it’s often the most strategic moment to make a move. While headlines stay quiet and many shoppers pause for the holidays, real opportunity is taking shape behind the scenes.
Right now, mortgage rates are holding near 6%, inventory is easing into its seasonal slowdown, and motivated sellers are ready to negotiate before year-end. It’s the kind of environment that gives buyers more breathing room, more leverage, and more time to make thoughtful choices.
The challenge?
Most people are waiting for something loud - a big rate announcement, a headline, a signal that tells them “go now.” But that’s rarely how it works.
🕊️ Quiet Markets Create Quiet Openings
Real estate windows don’t close with noise.
They close quietly… while everyone else is waiting for perfect timing.
If you’ve been thinking about buying, this calm period is exactly when you should take a closer look at what’s available. The best opportunities tend to appear when the market feels still - and disappear when the crowd comes rushing back in January and February.
🌟 Ready to See What’s Possible?
Let’s review today’s inventory, your buying power, and the neighborhoods that fit your goals. A quick conversation can help you spot opportunities before the next market shift begins.
Happy House Hunting!
Average 30-year fixed mortgage rate data referenced from Mortgage News Daily.
✨ Thinking of buying or selling your home in the Bay Area? ✨
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Whether you’re planning to sell in San Francisco, Marin, Napa, Sonoma, Solano, Yolo, Sacramento, Contra Costa, or Alameda County, our team has local experts ready to help you navigate your next move with confidence and strategy.
EO&A Team
Elizabeth, Anne, Ian, Ksenia, Cliff, Annie, Mike, Beth, Nina, Sidra, Aidan, Karen, Annie, and Aidan
707.312.0819 • hello@eoanda.com • www.eoanda.com
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