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Mortgage MinutePublished September 15, 2025
Today’s Mortgage Rates: A Rare Advantage for Buyers

Today’s Rates = A Rare Advantage
Mortgage rates are holding near their lowest levels in almost a year—an opportunity buyers don’t often see.
This week, all eyes are on the Federal Reserve. While the Fed is expected to lower its policy rate, mortgage rates don’t always move in lockstep. Much of that cut is already built into today’s market. If the Fed signals confidence in the economy, rates could actually rise again in the near term.
That makes this moment especially important for buyers. Acting now means you can:
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Lock in a historically low rate before the market shifts.
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Strengthen your purchasing power and monthly affordability.
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Negotiate with confidence before volatility returns.
If you’ve been waiting for the right time, this is it. Let’s connect this week to review your numbers and discuss how today’s rare advantage could help you find your next home.
Happy House Hunting!
EO&A Team
Elizabeth, Anne, Ian, Ksenia, Cliff, Annie, Erica, Mike, Beth, Nina, Sidra, Karen, Annie
707.312.0819
hello@eoanda.com
www.eoanda.com